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Sanctions screening

Immediately before a quote letter or bind is proposed, Underflow screens the insured’s distinct legal and DBA names against the federal Consolidated Screening List through the trade.gov API. A potential match does not automatically decline the risk. It appears as a referral reason on the held quote or bind action. If one party is a confirmed match while another lookup errors, the match remains the overall result. Approving or rejecting decides that action; the next quote or bind screens the names again.
Missing screening configuration is still reported as Not configured rather than a successful clear result. Confirm the integration before relying on screening.

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Carrier bordereaux

Underflow assembles a monthly premium bordereau for each program with ledger activity. The report is grouped by booking month and includes premium-bearing bind, endorsement, cancellation, and reversal rows. Premium, taxes, fees, and commission come from the premium ledger. Each program defines its delay after month-end. A daily sweep files every due period and creates a sign-off moment on the Desk. Open the moment to review the stored report, download its CSV, and sign off. See Bordereaux and carrier settlements for filing states, period locking, sign-off, CSV export, and remittance.

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Agency controls

Agency licences, E&O coverage, W-9 status, appointments, and tax details live in Distribution. Appointment rates feed commission records and statements. W-9 and tax-ID fields feed the 1099 worksheet. Licence and E&O fields remain visible but do not currently gate payment.